Financing Options

The team at Damiani’s is committed to your comfort ― that’s why we focus on making sure your HVAC system is in good working order. But we know that the comfort of your wallet matters too, and sometimes HVAC installation or repair makes for a tight squeeze. That’s why we offer financing on our HVAC work, so both you and your budget can be comfortable. With low payment and low interest options, we will have the right plan for you!

You don’t have to choose between your budget and your comfort; with financing from Damiani’s, you can have both.

FAQs About HVAC Financing

What is HVAC financing?

HVAC financing is a type of loan in which you pay the cost of an HVAC system over time, instead of one lump sum. Most lenders have several financing plans available, so you can choose your payment amount and how many payments you’ll make.

How much will I pay if I finance my system?

There are several factors that go into determining the figure you’ll pay.

  • The amount you finance

  • Interest rate

  • Term (how long it will take you to pay back the loan)

Typically the amount you finance is subject to a fixed interest rate, which varies according to your creditworthiness. The higher your credit score and the stronger your credit history, the lower the interest rate is likely to be and the less you’ll pay in total. Another factor to consider: how many payments you want to make. Spreading payments out over 48 months, for example, means you’ll pay less each month than you would if you spread payments over a year.

Should I finance if I don’t need to?

That depends on your financial goals. Financing spreads out your payments, so you have more money in the bank at any given time. And most lenders have convenient features like online bill pay or autopay, making it simple to keep up with your obligation. If your credit history could use some sprucing up, financing is a good opportunity to show you can keep up with payments.

How do I qualify for financing?

Lenders look at several aspects of your financial life when considering whether you qualify for financing, including:

  • Your credit score

  • Your debt-to-income ratio

  • Your income

  • The amount you intend to borrow

The team at Damiani’s can help you apply for financing. Once you’re approved, you can decide whether to accept the offer.

Get Started Today

There aren’t many things worse than being stuck without functional air conditioning in the middle of a Texas summer. Financing your HVAC purchase through Damiani’s can help keep you comfortable while respecting your budget. Ask your technician for more information, or call our office at 210-646-9600.

New system with payments as low as $89/month $89/month
Expires 12/31/2021
With approved credit.
Second Opinion On Both Repairs And Installations Free
Expires 12/31/2021
Cannot be combined with other offers.
Any Repairs 10% Off
Expires 12/31/2021
Cannot be combined with other offers.
AC Tune-Up $99
Expires 12/31/2021
Cannot be combined with other offers.
Awesome Manufacturer Rebates - Select Systems Up to $500
Expires 12/31/2021
Cannot be combined with other offers.
Flexible financing available
What To Expect

Feel the Difference

Satisfaction Guaranteed

Our family-owned and -operated company puts precise,
quality work first.

Upfront
Pricing

No surprises, no tricks, and you
don’t pay a dime until you’re
100% satisfied.

Trained
Technicians

Our background-checked Home Comfort Heroes are trained, equipped, and ready to serve.

Extended
Warranties

Quality parts and quality work mean you’ll be satisfied for the long term ― or we’ll make it right.

Commitment
to Community

It’s a privilege to serve our neighbors and friends. We’re focused on you.

Easy
Financing

Don’t let your budget stand in the way of comfort. Our plans keep you and your wallet comfortable.

Satisfaction Guaranteed

Our family-owned and -operated company puts precise, quality work first.

Upfront
Pricing

No surprises, no tricks, and you don’t pay a dime until you’re 100% satisfied.

Trained
Technicians

Our background-checked Home Comfort Heroes are trained, equipped, and ready to serve.

Extended
Warranties

Quality parts and quality work mean you’ll be satisfied for the long term ― or we’ll make it right.

Commitment to Community

It’s a privilege to serve our neighbors and friends. We’re focused on you.

Easy
Financing

Don’t let your budget stand in the way of comfort. Our plans keep you and your wallet comfortable.

Don’t take our word for it

See What Your Neighbors Are Saying

Excellent Service and Fair Prices

Our family has had a service contract with Damiani’s for over 16 years. They check, test, tweak the HVAC so it performs efficiently. The office staff is v...
Garrett Dettling

Helpful and Professional

Lee was very helpful in answering all my questions. He was very professional and did a great job 😊. Lee even set my thermostat to automatically turn on and off on...
Gilbert Perez

You Will Not Be Disappointed

We would highly recommend Damiani’s Comfort Design for anyone that has a problem with their air conditioning or heating system. They provide quality service at...
Anthony Cola

A Company That Cares About the Customer

I had my complete system changed out last month and I couldn’t be happier with the results. My bill is already lower than last month and last year. ...
Bejanmin Connell

Damiani’s Comfort Design Got Us Taken Care Of In 2 Hours

Our heater went out in our office on one of the coldest days and Damiani’s Comfort Design got us taken ...
Darla Potter Pundt

Damiani’s Comfort Design Are Always Courteous,
Professional And Reliable

I have had my service & maintenance contract with Damiani’s Comfort Design for ...
Victor Pisano

Have Been A Customer For Over 10 Years

Technicians are very competent and all work is first class. Have been a customer for over 10 years!!!
Pat Shannon

Damiani’s Comfort Design Are Absolutely Amazing

Damiani’s Comfort Design installed a Guardian Air REME in my up and downstairs systems and they are absolutely amazing! Not only were the ...
Jennifer Tavcar Gemperle
Read our reviews